9th-12th Grades

State Standards

Personal Financial Literacy and Money Management Expectations

1: Types of bank accounts offered, opening and managing a bank account and assessing the quality of a depository institution's services.

2: Balancing a check book.

3: Basic principles of money management, such as spending, credit, credit scores and managing debt, including retail and credit card debt.

4: Completing a loan application.

5: Receiving an inheritance and related implications.

6: Basic principles of personal insurance policies.

7: Computing federal income taxes.

8: Local tax assessments.

9: Computing interest rates by various mechanisms.

10: Simple contracts.

11: Contesting an incorrect billing statement.

12: Types of savings and investments.

13: State and federal laws concerning finance.